Demat and Trading FAQs
FAQs
A Demat (Dematerialised) account allows investors to hold securities such as shares, bonds, mutual funds, and ETFs in electronic form, eliminating the need for physical certificates.
A Trading account is used to buy and sell securities in the stock market. It is linked to your Demat account and bank account for seamless transactions.
Demat and Trading account opening and related services are offered through IDBI Capital Markets & Securities Limited (ICMS), a wholly owned subsidiary of IDBI Bank.
Yes. IDBI Bank customers can seamlessly open Demat and Trading accounts through ICMS using the links provided on this webpage.
No. All Demat and Trading services, including account opening, execution of trades, and investments, are managed and operated by ICMS.
IDBI Bank acts only as a facilitator for providing access to these services.
You can open an account online through the “Apply Now” link available on this webpage. The process is simple and can be completed through digital KYC.
Generally, you will require:
- PAN Card
- Aadhaar Card or valid address proof
- Bank account details
- Mobile number and email ID
Yes. Your IDBI Bank savings account can be linked to your Trading account for smooth fund transfers and settlement of transactions.
Charges such as account opening fees, annual maintenance charges (AMC), brokerage, and transaction charges are applicable as per ICMS’s schedule of charges.
Please refer to the detailed ICMS charges available on this webpage.
Once your account is activated, you can:
- Log in to the IDBI SmartNivesh trading platform (web or mobile app)
- Add funds through your linked bank account
- Start buying and selling securities
Yes. ICMS provides mobile trading application (IDBI SmartNivesh) for both Android and iOS platforms. You can download them using the links available on this webpage or visit Android Play Store and iOS App Store.
You can invest and trade in:
- Equity shares
- Derivatives (F&O)
- Mutual funds
- Bonds and other securities (subject to availability)
Yes. ICMS is a registered entity with the relevant regulatory authorities and follows prescribed guidelines for investor protection and transaction security.
For any queries or issues related to your account, trading, or services, you should contact ICMS’s customer support team email at custcare@idbidirect.in or Call 1800-200-3388.
Yes. Non-IDBI Bank customers may also open Demat and Trading accounts with ICMS, subject to applicable norms and verification requirements.