Personal Loan
Personal Loan Overview
- IDBI Bank Personal Loan offers instant sanction and quick disbursement, ensuring a fast and seamless borrowing experience for customers.
- The loan can be availed through a simple, user-friendly digital journey, enabling end-to-end processing without the need for any physical documentation.
Medical Emergency
Home Renovation
Marriage in a family
Managing Margin Money
Travel
Urgent Educational Needs
Urgent Hospitalisation Expense
Earnest Money for land
Features and Benefits
- All salaried individuals having existing liability relationship with the Bank
- The loan will be disbursed with a few clicks
- Fully digital, paperless, and hassle-free loan application process.
- Quick disbursement directly into the customer's account.
Account Advantage
- Customizable loan amount and tenure as per eligibility
- Online document execution
- User friendly seamless journey
Product brief
| Sr. no | Features | Details |
|---|---|---|
| 1. | Target clientele | All existing customers having salaried profile |
| 2. | Purpose of loan | All purposes except speculative and illegitimate purposes |
| 3. | Loan amount | Minimum: Rs.50000/- Maximum: Rs.5,00,000/- |
| 4. | Loan Tenure | Minimum- 13 months Maximum – 60 months |
| 5. | Age | Minimum: 21 years Maximum: 60 years |
| 6. | Rate of Interest | 11% to 14.75% p.a (fixed rate) |
How To Apply
Get a Personal Loan in 3 easy steps.
01. Get In Touch
Call on our Phone Banking numbers - Toll Free -
1800-209-4324
1800-22-1070 (24x7 service)
03. Receive a Call Back
Our representative will contact you at the earliest.